VA Loans in Michigan

Michigan fully exempts the homes of veterans with the most serious service-connected disabilities, and the exemption follows an unremarried surviving spouse. The federal VA loan benefit is the same in every state: eligible buyers can buy with no down payment and competitive rates.

Michigan benefits for veterans

Property tax relief for veterans

Michigan veterans who are rated permanently and totally disabled from military service at the VA's highest rate, are rated individually unemployable, or have received VA specially adapted housing assistance may be exempt from property taxes on their principal residence.

An unremarried surviving spouse can keep the exemption, including on a home bought after the veteran's death. Once granted, the exemption no longer needs to be renewed every year.

How to apply: Apply with the assessor in the city or township where the home is located.

VA loan basics

The essentials that apply in Michigan and every other state.

VA Loan Requirements & EligibilityThe benefit is earned through service. You'll need a Certificate of Eligibility, a home you'll live in, and a loan that fits your budget.Read more VA Loan BenefitsBuy with no down payment and competitive rates, with no prepayment penalty and a benefit you can use again.Read more VA Loan Costs & FeesThe main VA-specific cost is a one-time funding fee. Many borrowers are exempt, and it can often be rolled into the loan.Read more Types of VA LoansUse the benefit to buy a home, lower the rate on a current VA loan, or turn home equity into cash.Read more

Read the full VA loan guide · Choose a different state

Talk to a loan officer

Questions about VA loans in Michigan?

A Fidelity loan officer can talk through your eligibility and options one-on-one.

This page is for informational purposes only and is not a commitment to lend or an offer of credit. Program availability, terms and eligibility vary and are subject to change. Fidelity Funding Bancorp is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency. Chu & Associates, Inc. DBA Fidelity Funding Bancorp. NMLS ID# 1076900. All loans are subject to credit approval, underwriting guidelines and property eligibility. Not available in all states.