VA Loans in West Virginia

West Virginia offers both a full homestead exemption and an income tax credit for property taxes paid by veterans with the most serious service-connected disabilities. The federal VA loan benefit is the same in every state: eligible buyers can buy with no down payment and competitive rates.

West Virginia benefits for veterans

Property tax relief for veterans

Veterans with a permanent and total service-connected disability may have their homestead fully exempt from property taxes.

A newer Disabled Veteran Real Property Tax Credit lets honorably discharged veterans with a very high combined disability rating claim a refund of real property taxes paid on their home through their state income tax return.

How to apply: File the homestead exemption claim with the county assessor, and claim the credit on your West Virginia income tax return.

VA loan basics

The essentials that apply in West Virginia and every other state.

VA Loan Requirements & EligibilityThe benefit is earned through service. You'll need a Certificate of Eligibility, a home you'll live in, and a loan that fits your budget.Read more VA Loan BenefitsBuy with no down payment and competitive rates, with no prepayment penalty and a benefit you can use again.Read more VA Loan Costs & FeesThe main VA-specific cost is a one-time funding fee. Many borrowers are exempt, and it can often be rolled into the loan.Read more Types of VA LoansUse the benefit to buy a home, lower the rate on a current VA loan, or turn home equity into cash.Read more

Read the full VA loan guide · Choose a different state

Talk to a loan officer

Questions about VA loans in West Virginia?

A Fidelity loan officer can talk through your eligibility and options one-on-one.

This page is for informational purposes only and is not a commitment to lend or an offer of credit. Program availability, terms and eligibility vary and are subject to change. Fidelity Funding Bancorp is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency. Chu & Associates, Inc. DBA Fidelity Funding Bancorp. NMLS ID# 1076900. All loans are subject to credit approval, underwriting guidelines and property eligibility. Not available in all states.